All rates as of  June 19th, 2024

Investing

Term Deposits/Guaranteed Investment Certificates (GICs)

Term Deposit length	Rate (%)
21 Month Special	4.60
30 Day Non-Callable	2.25
60 Day Non-Callable	2.50
90 Day Non-Callable	2.75
120 Day Non-Callable	2.75
180 Day Non-Callable	3.25
270 Day Non-Callable	3.50
1 Year Non-Callable	4.70
2 Year Non-Callable	4.45
3 Year Non-Callable	4.30
4 Year Non-Callable	4.35
5 Year Non-Callable	4.40

High Interest Savings Account (HISA)  

HISA balance	Rate (%)
$0 - $9,999	1.70
$10,000 - $24,999	1.70
$25,000 - $99,999	1.70
$100,000 or more	1.70

Details are available under "Personal Accounts" (scroll down to the end)

RRSP/RRIF/TFSA /FHSA Term Posted Rates (min. $500)

Note: Interest compounded annually. Interest rates are subject to change without notice.

Term Deposit Length	Rate (%)
1 Year Callable rate	1.70
1 Year Non-Callable	4.70
2 Year Non-Callable	4.45
3 Year Non-Callable	4.30
4 Year Non-Callable	4.35
5 Year Non-Callable	4.40

RRSP/RRIF/TFSA/FHSA Terms (Special rates $10K Min.) 

Note: Interest compounded annually. Interest rates are subject to change without notice.

Term Deposit Length	Rate (%)
21 Month Special	4.60
1 Year Non-Callable	4.70
2 Year Non-Callable	4.45
3 Year Non-Callable	4.30
4 Year Non-Callable	4.35
5 Year Non-Callable	4.40

Borrowing

SPECIALS

Posted / Discount** First Mortgage Rates	Rate (%)
Basic Variable Rate Mtg  (HELOC)	7.25
Fixed - Commercial Base	7.95
Fixed - 6 mo. or 1 yr - Open	8.95
Fixed - 6 mo - Closed	7.95
Fixed - 1 year - Closed	7.69
Fixed - 2 years - Closed	7.29
Fixed - 3 years - Closed	6.94
Fixed - 4 years - Closed	6.74
Fixed - 5 years - Closed	6.79
Fixed - 1 yr - Discount (Closed)	6.75
Fixed - 2 yr - Discount (Closed)	6.39
Fixed - 3 yr - Discount (Closed)	5.69
Fixed - 4 yr - Discount (Closed)	5.59
Fixed - 5 yr - Discount (Closed)	5.49
Fixed - 5 yr (CMHC) - (Closed)	5.44
Base rate (KCCU prime)	7.95

Errors and omissions excepted - Please call to confirm. Mortgage rates are guaranteed for 60 days from the date of advance.

* Special rate applies to new funds only - time-limited offer may be discontinued at any time. 

** All Discount rates are OAC (On approved credit) - Qualifying is based on credit, amortization, and geography.